Timo Digital Bank 24.7

Smart spending and investment management with TIMO Digital Bank – free of all fees.

Experience smart spending and investment management with TIMO Digital Bank, a leading bank that has been recognized as the best bank for 3 consecutive years. Our commitment is to provide you with exceptional banking experiences, including:

• Free 24/7 fast transfers to all banks in Vietnam, with a money transfer limit of up to 5 billion VND per day.
• Upgrade your online account package with Video KYC to unlock international payments and increase your money transfer limit to 5 billion VND per day.
• Seamlessly connect with popular e-wallets like Momo, ZaloPay, and ShopeePay right from your first login.
• Exciting money transfer experience with features:

1. Send notifications of receipt of money using emojis like heart, haha, or outrage for transactions with friends using Timo.
2. Send money transfer messages in both Vietnamese and emojis.
3. Easily view transaction lists for each individual.
4. TimoPay with link: Fast transfer money by sharing a link to anyone in just 3 seconds, without needing their bank account number.
5. QR Code: Receive payments or deposits quickly without sharing your account information.

• Pay securely and conveniently by scanning VNPAY-QR codes at payment acceptance points without the need for cash.
• Experience international online payment capabilities with Timo Debit Visa virtual cards.
• Explore our smart saving products:

1. Goal Save: Helps you achieve your short-term financial goals with automatic accrual settings based on a daily, weekly, or monthly basis.
2. Term Deposits: Allows you to open an online savings account with competitive interest rates and flexible terms.
3. Money Pot: Break down your income and effectively manage your finances in customized Money Pots.

Join Timo and invite your friends to unlock the journey with Timo Star Club. As an added benefit, our investment partners VinaCapital, VCAM, and Liberty Travel Insurance offer profitable investment solutions and protection for you and your loved ones.

Rest assured in the security of our platform, which includes multiple layers of login authentication and instant notifications for your transactions. Additionally, you can conveniently use Timo Digital Bank for payment of utilities such as bills (electricity, water, internet, postpaid mobile phones) and phone top-ups.

Once you receive your TIMO debit card, you can enjoy even more benefits:

• Free withdrawals at over 17,000 ATMs and make POS payments at all card-accepting units nationwide.
• Quickly top up cash using the CRM (Cash Recycling Machine) system.
• Experience fast and secure touch payments with our Chip card technology.
• Activate, lock/unlock, and reissue your card right from our app in case of loss.
• Link more e-wallets with your Timo card number, including Momo, ZaloPay, ShopeePay, Moca, and VinID.

Open a TIMO VISA CREDIT CARD to enjoy additional benefits:

• Spend cashless with a limit of up to VND 500 million at over 30 million card-accepting locations worldwide.
• Get a free annual card for life and enjoy up to 55 days of interest-free spending.
• Take advantage of our installment feature to convert larger expenses into smaller, more manageable payments with flexible repayment options.

Start your practical banking experience with Timo by quickly opening an online account. If you have any questions, please contact us via:

Hotline: 1800 6788
Email: care@timo.vn
Website: www.timo.vn

You can also visit our Hangout locations:

• Hangout Saigon: 258 Nam Ky Khoi Nghia, Vo Thi Sau Ward, District 3, Ho Chi Minh City.
• Hangout Hanoi: 318 Hue Street, Pho Hue Ward, Hai Ba Trung District.
• Hangout Da Nang: 23 Nguyen Van Linh, Binh Hien Ward, Hai Chau District.
• Hangout Can Tho: 79A Tran Phu, Cai Khe Ward, Ninh Kieu District, Can Tho.